Here's where our name comes from. Alongside our everyday full-service work, we're a genuine specialist in AI risk. That means two things: we place real coverage for AI-driven companies — Tech E&O, Cyber with AI endorsements, affirmative AI coverage — and we help any business check whether new AI exclusions have quietly stripped protection from policies they already hold. Both are covered below.
On January 1, 2026, Verisk quietly released three endorsements (CG 40 47, CG 40 48, and CG 35 08) that let carriers carve AI claims out of general liability. Major carriers are attaching them at renewal. Most brokers haven't read the forms, and most policyholders don't know the forms are already on their policies.
We review your entire commercial insurance portfolio (GL, E&O, D&O, Cyber, EPLI, and Products liability) to identify AI-related exclusions, sublimits, and endorsements that may have been added at your last renewal.
We connect you with specialty markets that most brokers can't access, where licensed professionals can place affirmative AI coverage that fills the gaps traditional policies now exclude.
We partner with P&C brokers who want to offer AI coverage audits to their existing clients without building the specialty expertise in-house. You keep the client relationship — we provide the AI-specific analysis and market access.
Four steps. Most take less time than you think.
Complete our 60-second online assessment to identify your AI exposure level and preliminary coverage gaps.
Our team reviews your actual policy documents (endorsements, exclusions, and definitions) across all commercial lines.
You receive a detailed report showing every AI-related exclusion in your portfolio, mapped to your specific risk scenarios, with severity ratings.
Licensed insurance professionals access specialty AI liability markets to fill identified gaps with affirmative coverage.
A lawyer, a doctor, a wealth manager, and a corporate director face different AI liability, and each one usually assumes someone in another seat is more exposed. Each of them is wrong, just in different ways. Tap any industry below to see how it plays out for you specifically.
The questions below come from the actual conversations happening around AI liability right now: in law firms, hospitals, advisory boards. Underneath them sit the original industry reports the answers draw on.
Gallagher Re, Deloitte, Munich Re, and Verisk have documented the same shift: cyber, E&O, and GL policies are carving AI out. The links below go to the original reports.
All summaries written by The AI Insurance Group based on publicly available sources. Last updated: May 2026.
Send us what you have now and a licensed agent reads it properly — every page, not the summary. You get it in writing: what you're covered for, what you're not, and whether the price still matches the cover.
Looking for something else? We also write personal umbrella, workers comp and general liability.